To Members of Congress and Relevant Trump Administration Officials,

We write as citizens who strongly support policies that expand savings opportunities for American families. We appreciate the intent behind the Trump Accounts Program to encourage long-term investment and better the future of the next generation.

However, as currently described, the program appears to inadvertently exclude individuals who seek to honor God in their financial decisions. According to the IRS, “The funds in Trump Accounts must be invested in certain mutual funds or exchange-traded funds that track the S&P 500 or another index of primarily American equities.”

If this requirement is interpreted to mean that funds must track the S&P 500, NASDAQ, or Dow Jones, then participants would effectively be forced to invest in companies opposed to Christian values, such as Nvidia, Apple, Meta, Walmart, and Microsoft. These corporations and others use investment dollars to support initiatives and industries that conflict with our Christian values, including the promotion of the LGBT agenda, abortion, the distribution of sexually explicit material, and more.

For millions of Americans, investment decisions are not merely financial; they are matters of conscience. A large number of Christians choose to align their investments with their convictions, seeking to avoid companies that actively promote agendas and activities contrary to their sincerely held religious convictions. They should not be placed in the position of choosing between participation in this program and adherence to deeply held moral beliefs.

We respectfully request that Congress and the Treasury Department issue clear guidance affirming that:

1. Eligible investment options in the Trump Accounts will include index-based funds or comparable funds that apply faith-based screens.

2. Biblically responsible mutual funds and ETFs, such as those offered by Timothy Plan and similar providers, that meet cost and structural requirements are not excluded from participation.

3. The program is administered in a manner that protects religious liberty and conscience rights consistent with longstanding federal policy.

The “Biblically Responsible Investing” movement represents billions of dollars in assets and serves a substantial and growing segment of American households. These investors are committed to strong returns, American enterprise, and faithful stewardship. Ensuring their inclusion strengthens the program’s reach and reflects America’s longstanding commitment to religious freedom.

Programs designed to serve all Americans should not disadvantage those who seek to align their financial lives with their faith.

We respectfully urge prompt clarification so that families can participate in the Trump Accounts Program with confidence that their convictions will be protected.

Thank you for your leadership and consideration.

Sincerely,
Concerned American Citizens (signed below)